Saturn BPO
Tool · Savings calculator

The real cost of building a finance team in-house.

Pick what you'd hire, set your industry and revenue, see what Saturn saves you. Honest math — based on US salary benchmarks and our published pricing.

Year-one + 3-year cumulative · Industry-tuned · No email required to use

Credentialed by the people who set the rules

  • QuickBooks ProAdvisors logoQuickBooks ProAdvisors
  • Xero Advisors logoXero Advisors
  • Certified Bookkeepers logoCertified Bookkeepers
Step 1 · Your comparison

What would you build in-house instead?

Step 2 · Your business

Pick your industry and size.

Your average monthly revenue

$80K

$0$25K$50K$100K$100K+
Step 3 · The honest math

You save

$129,600

in year one, switching from bookkeeper + ap/ar to Saturn Full Function.

$409,229 over 3 years

(Assumes 4%/yr salary inflation on the in-house side, Saturn pricing held flat.)

In-house

Bookkeeper + AP/AR specialist

Two roles. One on the books and close. One on AP intake/approvals and AR invoicing/follow-up.

$168,000 / year

Base salaries $130K + ~25% benefits and payroll taxes + software.

What you get

  • Bookkeeping
  • Monthly close
  • AP management
  • AR + collections

What you don't

  • Payroll administration
  • Income tax filing
  • CFO-level reporting

Saturn — Full Function

Same coverage, bundled into one engagement

Creators · by revenue band

$38,400 / year

$3,200/month · month-to-month · tax filing included

What you get

  • Bookkeeping + monthly close by the 10th
  • AP management
  • AR + invoicing
  • Payroll administration
  • Federal and state income tax filing
  • CFO-level reporting (KPI dashboard, weekly cash, 13-week forecast)
  • Dedicated point of contact
  • Industry specialization for Creators
Beyond the dollars

What you also stop paying for.

Hidden costs that don't show up on a salary line but eat real hours and dollars.

  • Zero recruiting cycle (avg 6–8 weeks per hire)
  • No PTO, sick leave, or maternity coverage scramble
  • No turnover risk — the firm shows up every Monday
  • No HR overhead, no 1:1s, no performance reviews
  • Scale tier up or down the same month — not the same year
  • CFO-level reporting bundled in (not a separate $60–120K hire)

These are illustrative numbers based on typical US salary ranges and our published pricing. Your actual quote depends on transaction volume, AP/AR rhythm, and reporting cadence — we'll send a tailored proposal within one business day.

Book a 30-min discovery call

Want this run on your actual numbers?

The calculator uses typical US salary loaded costs. We'll size your exact Saturn quote in 24 hours — and stack it next to the in-house hire you've been considering.

Book a 30-min discovery call

No contract. No high-pressure follow-up. If we're not a fit we'll say so.