Saturn BPO
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Modern bookkeeping for growing businesses

Stop guessing what your business actually made last month.

We run the books, AP, AR, payroll, monthly reporting, and income tax filing for operators who've outgrown a part-time bookkeeper but aren't ready to hire a finance team.

Book a 30-min consultation See how we work

Month-to-month · ProAdvisors, Xero Advisors, Certified Bookkeepers

Sample preview

Monthly Close

October 2026

Closed Oct 15

Net Revenue

$147,322

23.4%

vs. $119,386 in September

Nov '25Oct '26

Gross margin

68.2%

Cash on hand

$284K

AR aging

12 days

Saturn BPO monthly closeIllustrative — not real client data

Credentialed by the people who set the rules

  • QuickBooks ProAdvisors logoQuickBooks ProAdvisors
  • Xero Advisors logoXero Advisors
  • Certified Bookkeepers logoCertified Bookkeepers
Built for how your business actually runs

Generic bookkeeping doesn't handle Shopify settlements. Or retainers. Or carriers.

Every vertical has its own accounting fingerprint. We've built specific playbooks for the six below. The work matches your operation, not a template.

The Saturn effect

Without Saturn. With Saturn.

Toggle to see what changes when bookkeeping actually runs.

Without Saturn

21 days

Close lag

Books closed in the third week of the next month — when they close at all.

With Saturn

10 days

Books closed & reviewed

Closed in time for real decisions — not just to satisfy your CPA.

Without Saturn

Overpaid

Tax overpayments

Bad books inflate taxable income. Miscategorized expenses, missed deductions, personal swipes mixed in.

With Saturn

Just owed

Exact taxes, every year

Revenue reconciled, every deduction claimed, books CPA-ready by year-end.

Without Saturn

7+ hrs/wk

Owner hours buried in QuickBooks

≈ 9 work weeks a year — time you're not selling, hiring, or closing deals.

With Saturn

0 hrs/wk

Owner free to grow

Hours back to sell, hire, close deals — the work that actually compounds.

Without Saturn

$2,500

April surprise

Your CPA bills you to clean up the books before filing — every year.

With Saturn

$0 surprise

Filed on time, no scramble

Tax filing included via our partner. No cleanup bill, no April panic.

How we work

Six steps. About 30 days from contract to clean close.

No mystery onboarding. No 90-day blackout. Here's exactly what happens, in order.

  1. STEP 01

    Onboard

    Two weeks. We learn your stack, your team, your workarounds.

  2. STEP 02

    Cleanup

    Backfill, reconcile, recode. Priced separately when it's a big lift.

  3. STEP 03

    Takeover

    Day one of next month, the books, AP, AR, and payroll are ours.

  4. STEP 04

    Weekly summary

    Every Monday. Reads in 90 seconds.

  5. STEP 05

    Monthly close

    Books closed by the 10th. P&L, balance sheet, written commentary.

  6. STEP 06

    Always-on

    Same point of contact. Same time zone. We act like your finance team.

Why operators stick with us

A modern finance team. Not a part-time bookkeeper with a backlog.

  • Always-on accuracy

    Reconciled weekly, not at month-end.

  • Nothing slips through

    Follow-ups and deadlines handled in the background.

  • Real-time visibility

    Weekly summary. Monthly report. No black box.

  • Books + tax, one roof

    Federal & state filing via our partner. No CPA shuffle.

The math, interactively

Hiring in-house is around $250K a year.

Saturn replaces the whole function for a fraction of that. Use the calculator to size what an in-house team would really cost you — instantly.

Savings calculator

See what an in-house team really costs.

Pick what you'd hire — bookkeeper, bookkeeper + AP/AR, or full team. See the loaded annual cost and how much of it Saturn takes off the table.

  • Loaded in-house cost, by team shape
  • Potential savings range — instantly
  • Honest US salary benchmarks
  • No email required to use
Open the calculator How we work

Sample result · Full finance team

In-house, loaded

$285K/ year

Potential savings with Saturn

up to 80%vs. building it in-house

Same coverage, a fraction of the cost

Illustrative. Run yours in the calculator →

The real questions

What people actually ask before they sign.

Fair question. Three things actually differentiate us. First, every engagement gets a dedicated point of contact with authority to make decisions — no queues, no escalations. Second, we're specialized: we run playbooks for ecommerce, agencies, creators, multi-LLC, insurance, and SaaS instead of a generic template. Third, we're an AI-powered firm — our team is faster and more accurate than the typical bookkeeping shop, and you get the benefit on your monthly close.
Daily bookkeeping on QBO or Xero. Bill intake, approvals, vendor payments. Customer invoicing, dunning, collections. Payroll administration via your provider (Gusto, Rippling, ADP). Weekly summary email. Monthly close, P&L, balance sheet, cash flow, KPI commentary. Tax filing handled by our integrated partner at quarter-end and year-end. One engagement, one bill, one point of contact.
You're not. Engagements run month-to-month. Give 30 days' notice, get your books back, walk away clean. We earn the next month every month. No cancellation fee, no surprise clawback, no 12-month minimum.
Yes — federal, state, and local returns are included via our integrated tax partner. We coordinate the entire flow so your books feed directly into return prep. One firm, one point of contact, one engagement — no separate CPA shuffle. If you already have a CPA you love, we're happy to stay upstream and feed them clean books instead. Your call during onboarding.
We're an AI-powered firm — our team uses modern tools to process transactions, ingest documents, track deadlines, and surface anything that needs attention. The result is faster month-end close, fewer missed bills, and reporting that lands when you need it. Every transaction is reviewed by a real bookkeeper before posting.
Our specialty is US and Canadian small businesses, with our team operating in US business hours and full English fluency. We're QBO ProAdvisor Gold, Xero Advisor Certified, and CPB-credentialed (Canada). If you're elsewhere, talk to us — there are situations where we're a fit and situations where we'll refer you to someone better.

Want to talk to a real person about your books?

Thirty minutes. Bring your last bank statement and one specific thing that's been bugging you. We don't need any logins on the first call. We'll tell you straight whether we can help, and if we can't, who probably can.

Book a 30-min consultation

No contract. No high-pressure follow-up. If we're not a fit we'll say so.