Blog | Saturn BPO

eCommerce Bookkeeping Simplified: From Shopify Sales to Monthly Reports

Written by Jonathan Oliveira | Aug 1, 2025 1:30:00 PM

 

Running an online store is thrilling—until you open your books and realize you're swimming in data with no clear idea where your profits actually come from. For Shopify sellers and eCommerce businesses, bookkeeping isn’t just another admin task—it’s a crucial pillar for scaling, staying compliant, and making smarter decisions.

This guide breaks down eCommerce bookkeeping from Shopify sales to monthly reporting. Whether you're doing it yourself or thinking of outsourcing, here’s what every modern eCommerce brand needs to know.

Why eCommerce Businesses Need Specialized Bookkeeping

High Transaction Volume and Complex Sales Data

Online stores often deal with dozens or hundreds of orders per day. That means frequent deposits, returns, and adjustments. Traditional bookkeeping can't keep up with this kind of complexity.

Platform Fees, Payment Gateways, and Refunds

Shopify takes a cut. So does PayPal, Stripe, or your merchant processor. Add in refunds, chargebacks, and currency conversions—suddenly, your gross sales aren’t telling the real story.

Managing Sales Tax Across States and Countries

If you're selling across regions, you're responsible for collecting and reporting different tax rates. Bookkeeping needs to reflect these liabilities accurately and ensure you’re not underreporting.

Key Differences Between Traditional and eCommerce Bookkeeping

Inventory Movement as a Central Concern

Unlike service-based businesses, eCommerce bookkeeping revolves around inventory—what comes in, what goes out, and how it affects your margins.

Online Sales Channels and Integration

You're likely selling on multiple platforms—Shopify, Amazon, Etsy. Bookkeeping needs to consolidate all that into one financial picture.

Understanding Shopify Accounting

What Shopify Tracks—and What It Doesn’t

Shopify shows sales, payouts, and taxes collected—but not true cost of goods, detailed expenses, or your actual net income. It’s a sales tool, not a full accounting system.

Common Pitfalls When Relying Solely on Shopify Reports

Shopify can misrepresent refunds, overstate revenue (by not deducting fees), and exclude expenses like Facebook Ads or software tools unless integrated with your accounting system.

Setting Up Your Bookkeeping Foundation

Choosing the Right Accounting Software

Most eCommerce businesses use:

  • QuickBooks Online: Great reporting, customizable, cloud-based.

  • Xero: Strong international support, real-time dashboards.

Chart of Accounts for eCommerce

Set up your Chart of Accounts with categories like:

  • Product Sales

  • Shipping Income

  • Returns & Refunds

  • Payment Processor Fees

  • Advertising Expenses

  • Inventory Purchases

Connecting Shopify to Your Bookkeeping Tools

Use integrations like A2X, Webgility, or Synder to automatically transfer Shopify data into your accounting software with clean, categorized entries.

Inventory Tracking Made Easy

Why Real-Time Inventory Counts Matter

Outdated inventory means inaccurate COGS and missed tax deductions. You may think you’re profitable—until the books say otherwise.

FIFO, LIFO, and Average Cost Methods

  • FIFO (First In, First Out): Most common and IRS-compliant.

  • LIFO (Last In, First Out): Rarely used in eCommerce.

  • Average Cost: Simplified but may be less accurate.

Tools for Automated Inventory Accounting

  • Cin7

  • DEAR Systems

  • QuickBooks Commerce

These sync sales and inventory changes automatically to keep your books updated.

Sales Reconciliation: Ensuring Every Dollar is Accounted For

Reconciling Shopify, PayPal, Stripe, and Bank Deposits

Each payment processor pays out differently. Bookkeeping needs to account for gross revenue, less fees, and reconcile against actual bank deposits.

Tracking Refunds, Chargebacks, and Discounts

Track each separately in your books so you don’t inflate sales or overlook revenue loss. Automation tools help separate these categories for accurate reporting.

Managing Fees and Payment Processing Deductions

Understanding Shopify Fees, Gateway Charges, and Payout Delays

Fees can reduce your actual cash significantly. Always categorize them clearly to avoid overstating income.

Categorizing Expenses Correctly

Create separate line items in your accounting for:

  • Shopify Fees

  • Stripe/PayPal Fees

  • Bank Charges

  • Third-party App Fees

Automating eCommerce Bookkeeping

Integration Tools (A2X, Webgility, Synder)

These tools automate the sync of sales, fees, tax, and shipping from Shopify into your books. They ensure:

  • Proper accrual timing

  • Daily summaries vs. individual transactions

  • Cleaner reconciliation

Automating Reports and Daily Syncs

Set up automatic P&L, inventory valuation, and sales tax reports. It saves time and reduces risk of forgetting important reviews.

Monthly Bookkeeping Checklist for Shopify Sellers

✅ Reconcile All Sales and Payouts

Match Shopify data with your accounting software and bank.

✅ Review Inventory and COGS

Update cost basis and make adjustments for lost or damaged items.

✅ Generate Key Financial Reports

  • Profit & Loss Statement

  • Balance Sheet

  • Cash Flow Statement

Review these monthly to track trends and make informed decisions.

Understanding Cost of Goods Sold (COGS)

Why Accurate COGS Is Crucial to Profitability

Your gross profit depends on how accurately you record COGS. If it's off, your taxes and strategy will be too.

Recording and Updating COGS Monthly

Update with each purchase order or inventory shipment. Include shipping costs and vendor fees for full accuracy.

Reporting That Drives eCommerce Growth

P&L, Balance Sheet, and Cash Flow Statements

These reports reveal if you’re scaling profitably, overspending, or sitting on dead inventory.

Interpreting Metrics: ROAS, AOV, LTV

  • ROAS: Return on ad spend

  • AOV: Average order value

  • LTV: Lifetime value of a customer
    Connect these to your books to understand actual profitability by marketing effort.

How to Choose an eCommerce-Savvy Bookkeeper

Must-Have Knowledge and Platform Experience

They should understand Shopify, inventory costing, sales tax, and have experience with automation tools.

Questions to Ask Before Hiring

  • Do you specialize in eCommerce clients?

  • What platforms do you integrate with?

  • How often do you reconcile sales and payouts?

Case Study: A Shopify Store’s Bookkeeping Turnaround

Chaos in Sales Reports and Inventory Before

A growing apparel brand relied on Shopify reports. They had no real grasp of net income, COGS, or taxes due.

How Automation and Expert Help Changed the Game

With A2X and QuickBooks Online, plus a dedicated bookkeeper, they:

  • Automated their entries

  • Cleaned up their chart of accounts

  • Saved 20+ hours/month in admin work

  • Identified $8,000 in recurring monthly losses from poor pricing

Frequently Asked Questions

Do I need separate books for Shopify and Amazon?

No, but you need to segment each channel’s revenue and fees clearly in one system.

How do I handle inventory returns in accounting?

Adjust your inventory quantity and record the value of the return as a reversal of COGS.

Which accounting software integrates best with Shopify?

QuickBooks Online + A2X is a top combo. Xero and Synder are also strong alternatives.

How often should I reconcile Shopify payouts?

Weekly or biweekly. Monthly at a minimum to avoid catching errors too late.

Can I do eCommerce bookkeeping on my own?

Yes, but only for very small stores. As your sales grow, DIY methods quickly fall short.

What are common tax mistakes Shopify sellers make?

  • Not collecting/remitting sales tax in all required states

  • Confusing revenue with profit

  • Missing deductible expenses like platform fees or software

Conclusion: Stay Profitable and Scalable with Simplified Bookkeeping

Bookkeeping for eCommerce doesn't have to be confusing. With the right tools, systems, and expert support, you can turn a chaotic mess into a predictable, profitable machine.

Stop guessing and start growing—with clean books and clear financials at every stage.